Traditional insurance telematics rate the driver’s speed, hard braking and four other risky-driving behaviors and data parameters to create a standardized insurance telematics driving score. Each insurance company can then determine the threshold score value for their drivers, which essentially determines the financial factor on the premiums.

KarChing’s differentiator is our proprietary blended hybrid driving safety score, which takes into account the standardized telematics scoring methods, but KarChing’s main scoring emphasis is on keyboard and voice utilization metrics, which is a more accurate indicator of whether the driver is distracted by phone usage or staying focused on the road.