Navigation apps like Google maps or Waze, for example, and various music service apps with your playlists (Spotify, iHeart radio, etc.) will be seamlessly integrated into the KarChing app so you won't have to flip back and forth between apps. Set these up ahead of time and launch it right before your drive, and you're
Traditional insurance telematics rate the driver’s speed, hard braking and four other risky-driving behaviors and data parameters to create a standardized insurance telematics driving score. Each insurance company can then determine the threshold score value for their drivers, which essentially determines the financial factor on the premiums. KarChing’s differentiator is our proprietary blended hybrid driving
Your drive is scored after every trip and is updated in real-time on the KarChing app. Just check your app dashboard.
Every trip is awarded a score. The singular best way to improve your score is to stay off your smartphone while you are driving. Period.
KarChing uses an Application Programming Interface (API), or software intermediary, that allows our app to "talk" with the insurance company's application and exchange telematics data.
If you are a passenger in a car, it does not negatively impact your driving score if you use your phone. But you'll have to prove that you are indeed a passenger and not the driver. If the car is moving faster than 8 m.p.h., a screen will pop open and you will need to